100,000 reasons to understand the limits of your health insurance.
Due diligence is the name of the game! From NBC News, this piece couldn’t be more on point. Turns out this patient got billed $100,000 dollars even after she had talked to her health and insurance providers.
Tons of resources indicate the need to conduct extensive research should you need a surgical procedure. The term ‘due diligence’ will also mean peace of mind.
Make sure everyone participating in your health and wellbeing is in your health insurer network. You’ll be surprised how many patients end up getting care from a facility or a doctor who is not included in your network of providers. In this case, the anesthesiologist was not part of such network. This goes for radiologists, pathologists, health specialists – anyone involved in the process.
After medical care, make sure you understand the relationship between the services that were rendered, and what is being billed to you. Medical billing codes might be different at the facility where you received treatment. Some of the costs may be covered by the insurance company depending of if it was an emergency, for example.
But most importantly, talk to your health insurance provider about the best strategies for your care. There are always alternatives that can fully cover your expectations when dealing with health issues.